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All editorial content and graphics on this site are protected by the E.U.Copyright and international treaties and may not be copied without the express permission of MFCA, which reserves all rights.

Re-use of any of my editorial content and graphics online for any purpose is strictly prohibited. The materials from my sites are available for informational and noncommercial uses offline only, provided the content and/or graphics are not modified in any way, all copyright and other notices on any copy are retained, and permission is granted by MFCA.

DO NOT copy or adapt the HTML that create to generate my pages. It also is covered by my copyright. This includes my color combinations, button shapes, layout, and all other graphical elements.

Downloading software:
You can download third-party software that index on my sites, but please remember that MFCA does not create, endorse, or sponsor that software. If you download any third-party materials that index or support, you do so completely at your own risk. If you plan to download any software, please be sure to read the copyright and licensing information first.